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The new Peugeot 308 WAS:
£17355NOW: £14995 or £188pm 0%APR308 - Style, practicality and versatility - all from one car. Available in a wide range of specification with choice of several petrol or diesel engines to suit your motoring needs.
The new Citroën DS3 WAS:
£15320NOW: £15320 or £249 pm 6.9% APR inc up to £1500 deposit contribution from Citroën on Elect3 Finance and 3yrs assist and servicingEverything on DS3 is beautiful. Each detail has been meticulously worked out and gives DS3 a bijou finish.
USED CAR OF THE MONTH
Toyota Aygo Platinum VVT-I
£5,795Free MOT with every used car bought from Warners
The new Citroën DS3 WAS:
£15320NOW: £15320 or £249 pm 6.9% APR inc up to £1500 deposit contribution from Citroën on Elect3 Finance and 3yrs assist and servicingEverything on DS3 is beautiful. Each detail has been meticulously worked out and gives DS3 a bijou finish.
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Shortfall Insurance
Posted 18th January 2012
You can’t keep your eyes on your car all the time but you can ensure a level of additional protection with Shortfall Insurance. There are two types available which take effect when your motor insurer declares your vehicle a ‘total loss’: Shortfall Insurance: GAP, offers customers protection against the finance liability between the market value* of their vehicle (typically the insurance settlement) and your outstanding finance balance.
Shortfall Insurance: VRI, is the ultimate Shortfall Insurance product which makes it easier for finance or cash customers to get a like-for-like replacement vehicle, with the gap covered between the market value* (typically the insurance settlement) and the original invoice price of the vehicle. Contact us to find out more about Contract Motoring Shortfall Insurance. *Market Value is the settlement amount your Shortfall Insurer will expect your motor insurer to offer you in the event of a total loss.
The market value will generally be determined using trade valuation publications such as Glasses Guide. It is a condition of a Shortfall policy that you do not accept your motor insurer’s settlement offer before speaking to your Shortfall insurer as this ensures an agreement on valuation can be reached. Shortfall Insurance (GAP and VRI) are underwritten by St Andrews plc. St Andrews is incorporated in the UK and are authorised and regulated by the Financial Services Authority for Insurance business.
Transactions entered into for the above insured products are covered by the Financial Ombudsman service dispute resolution scheme and the Financial Services Compensation scheme.
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